Negotiations have not gone that well. Pseudo-consumerism has prevailed. As we go to press, fewer than 35 days remain for comment on a proposed regulation advanced by the New York Insurance Department, to require Producer Disclosure of Compensation. This unnecessary, unreasonable and, as we have stated in these pages before, dangerous measure will expose agents and brokers and their insureds to a bad kind of communication. At the point of purchase, the temptations for rebating or deal making or any of the host of other problems outlined by the producer Associations’ leaders discommend this regulation. It should be withdrawn. Some version of it, perhaps, might result after greater review. The idea precedes the Wrynn administration and would happily have died before its beginning…Through the miracle of modern technology, Terry Flemming’s recent Q & A with the Insurance Advocate contained some errors that were interoffice notes on the column which, during our upload process, were somehow included despite the fact that they had been corrected and updated. We apologize to our readers and to Terry for this error. The Insurance Advocate is produced on a web-press in 24 hours and mailed out accordingly. While we can not vouch for uniformly quick postal delivery, it gets out pretty quickly. Essentially, an error such as this one reaches you before it reaches us. Thanks to those who e-mailed us with the information and thanks to the staff of RIMS for helping us get this Q & A accomplished in the first place…The recent medical malpractice hearings in Albany did not contain any new revelations, except that there seems to be a sense of cooperation among legislators and other parties to the process. Dan Carr attended and will report on some of what he heard from the invited testimonies of several leaders in the field. We have editorialized on this matter during the year holding with PRI’s Anthony Bonomo that the cure for Med Mal problems lies not in treating the symptoms but in undoing the causes of the maladies. We look forward to reader response…In this our final issue of the year we wish our readers and their families a blessed Christmas an abundant Chanukah and all good things for 2010.